What We Do

Ray Smith Insurance Agency, Inc. has been servicing your insurance needs for years. We are built on the principles of providing superior customer service and quality insurance solutions for our customers. As an independent agent, we work with select insurance companies that have proven their performance over the years.

We are dedicated to getting you the best insurance products and services available today to protect you, your family, and your business.

Personal Insurance

• Auto
• Home
• Renters
• Scheduled Property (Inland Marine)
• Umbrella
• Watercraft
• Motorcycle
• Recreational Vehicles

Business Insurance

• Property
• General Liability
• Commercial Vehicles
• Umbrella
• Workers Compensation
• Bonds/Surety
• Employment Practices
• Management Liability
• Crime
• Fiduciary
• Global Liability
• Transit: Domestic/Ocean
• All Lines of Business Insurance

Health Insurance

• Traditional Plans
• Short Term Plans
• Health Savings Account Plans

Life Insurance

• Term
• Whole Life
• Universal Life

Employee Benefits

• Group Health
• Dental
• Life
• Long/Short Term Disability